Over 55 travel insurance
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Over 55 travel insurance


Our approach has always been to offer the traveller the choice when it comes to travel insurance. Following a simple quote stage where we determine your needs, the policy options are laid out on screen in such a way that you can easily see what is covered and more importantly what's not covered under each policy.

Customers who are interested in the most cost-effective options have the ability to further reduce the policy prices by removing elements such as baggage and cancellation cover and increasing the excesses.


The average claim for needing emergency overseas medical treatment is at its highest since records began, with one claim costing a jaw-dropping £250,000*




Comprehensive travel insurance for those over 55s covers the policyholder for insurable events that may occur before or during travel, such as trip cancellation or journey interruption, medical expenses for injury or illness, theft of valuables, baggage damage and more.

The cost of travel insurance is based on the type of coverage requested, the age of the insured, the destination of travel, the length of stay, the type of activities covered and whether you have any pre-existing medical conditions.


There was a significant increase in medical claims in 2022, reaching 112,000, which is 235% higher than the previous year. According to 2021 data, payouts also rose by over 300% to £197 million*




What about the GHIC/EHIC, Isn't that enough?

The GHIC or EHIC is designed to ensure that you will receive free or reduced-cost emergency medical treatment in any of the EU member countries - plus Switzerland - and is available for those aged 16 and over free of charge.

It is important to remember that the GHIC and EHIC is for emergency hospital visits only and will not entitle you to any other form of treatment. It will also not cover the cost of emergency repatriation to the UK if needed and will not pay for any of the other benefits associated with a travel insurance policy including baggage, cancellation, personal liability cover, etc. To find out more about the European Health Insurance Card, please click here.


Did you know?

The UK Government is suing some EU states for refusing to honour UK GHIC EHIC Cards. Travellers are forced to use cash points in Hospitals abroad to pay for emergency care upfront and told to reclaim from the NHS upon return




Over 55 travel insurance cover is available for:

Individuals, Couples of either sex who reside at the same address and families and their dependent children

Durations between 31 days and 12 months

Cover for trips in the United Kingdom, Europe, Worldwide including Australia, United States & Canada

Travellers aged between 55 and 99

A wide range of sporting activities including skiing, diving, bungee jumping


The fine print

Medical coverage

Limits and Exclusions


(1) Ibid.