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Personal accident


Why does travel insurance matter?

If you are injured in an accident abroad, it can have a major impact on your life. This is particularly important when taking part in any activities, although accidents can happen at any time, so it is important to have this cover.


What does travel insurance cover?

Travel insurance policies do pay a lump-sum cash benefit to you or your estate if you suffer a severe accident during your trip that results in losing a limb or an eye, death, or permanent and total disability.

Personal accident benefits might be lower for older or younger people. Any differences will be specified in the travel insurance policy document.


Did you know?
5,930 – Number of British Nationals who died overseas in 2009. (29)



In the event of a claim, full details of the accident together with medical reports or a death certificate will be required as evidence.

Policies do not cover suicide.


(29) British Behaviour Abroad. Foreign & Commonwealth Office, July 2010.


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